Lesson Notes By Weeks and Term - Senior Secondary 3

TERM – 2^ND TERM

WEEK ONE

Class: Senior Secondary School 3

Age: 17 years

Duration: 40 minutes of 5 periods each

Date:

Subject: HEALTH EDUCATION

Topic: HEALTH INSURANCE AND ADVERTISEMENT OF HEALTH PRODUCTS AND SERVICES

SPECIFIC OBJECTIVES: At the end of the lesson, pupils should be able to

I.) Define health insurance

II.) Identify the types of health insurance

III.) Identify the benefits of health insurance

IV.) Discuss the advertisement of health products and services.

INSTRUCTIONAL TECHNIQUES: Identification, explanation, questions and answers, demonstration, videos from source

INSTRUCTIONAL MATERIALS: Videos, loud speaker, textbook, pictures,

INSTRUCTIONAL PROCEDURES

PERIOD 1-2

NOTE

HEALTH INSURANCE AND ADVERTISEMENT OF HEALTH PRODUCTS AND SERVICES

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. It helps individuals or groups manage the cost of healthcare by covering some or all of the expenses, depending on the specific plan.

Types of health insurance

There are several types of health insurance plans, including:

1. Health Maintenance Organization (HMO): These plans usually require members to choose a primary care physician and get referrals for specialist care.
2. Preferred Provider Organization (PPO): PPO plans offer more flexibility in choosing healthcare providers, both in-network and out-of-network, but typically at a higher cost.
3. Exclusive Provider Organization (EPO): EPO plans are similar to PPO plans but generally do not cover any out-of-network care except in emergencies.
4. Point of Service (POS): POS plans combine features of HMO and PPO plans, allowing members to choose between in-network and out-of-network care, with varying levels of coverage.
5. High Deductible Health Plan (HDHP): HDHPs have higher deductibles but lower premiums, and they are often paired with Health Savings Accounts (HSAs) to help cover out-of-pocket expenses.

Benefits of health insurance

The benefits of health insurance, they include:

1. Health insurance helps protect individuals and families from high medical expenses, reducing the financial burden of unexpected healthcare costs.
2. With health insurance, individuals have access to a network of healthcare providers, allowing them to receive necessary medical care when needed.
3. Many health insurance plans cover preventive services such as vaccinations, screenings, and check-ups, promoting early detection and prevention of diseases.
4. Health insurance typically covers a wide range of medical services, including hospitalization, surgery, prescription drugs, and specialized treatments.

Advertisement of health products and services

Advertisement of health products and services often focuses on promoting their benefits, efficacy, and value to potential consumers. The following are some common strategies used in advertising health-related products and services:

1. Highlighting Benefits: Advertisements typically emphasize the positive effects and benefits of the product or service, such as improved health outcomes, increased energy, weight loss, or better overall well-being.
2. Testimonials and Success Stories: Including testimonials or success stories from satisfied customers can help build trust and credibility. People are often influenced by real-life experiences shared by others.
3. Visual Representation: Using visually appealing images or videos can effectively convey the message of health and vitality associated with the product or service.
4. Scientific Evidence: Providing scientific evidence or endorsements from healthcare professionals can lend credibility to the product or service.
5. Appeal to Emotions: Advertisements often appeal to emotions such as fear, desire, or happiness. For health-related products, this might involve tapping into emotions related to concerns about health, the desire for self-improvement, or the joy of feeling better.

EVALUATION: 1. What is health insurance?

2. Mention 4 types of health insurance you know .
3. Identify 4 benefits of health insurance
4. State 4 effective strategies for advertising health products and services.

CLASSWORK: As in evaluation

CONCLUSION: The teacher commends the students positively