Lesson Notes By Weeks and Term - Senior Secondary 1

Motor insurance II

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Term – 3rd Term

Week: 9

Class: Senior Secondary School 1

Age: 15 years

Duration: 40 minutes of 2 periods each

Date:       

Subject:      Insurance

Topic:-       Motor insurance II

SPECIFIC OBJECTIVES: At the end of the lesson, pupils should be able to

  1. List and explain the types of policies in motor insurance
  2. Name the exclusions in comprehensive motor insurance cover

INSTRUCTIONAL TECHNIQUES: Identification, explanation, questions and answers, demonstration, videos from source

INSTRUCTIONAL MATERIALS: Videos, loud speaker, textbook, pictures

INSTRUCTIONAL PROCEDURES

PERIOD 1-2

PRESENTATION

TEACHER’S ACTIVITY

STUDENT’S ACTIVITY

STEP 1

INTRODUCTION

The teacher reviews the previous lesson on motor insurance

Students pay attention

STEP 2

EXPLANATION

He lists and explains the types of policies in motor insurance

 

 

Students pay attention and participates

STEP 3

DEMONSTRATION

He names the exclusions in comprehensive motor insurance cover

Students pay attention and participate

STEP 4

NOTE TAKING

The teacher writes a summarized note on the board

The students copy the note in their books

 

NOTE

MOTOR INSURANCE

TYPES OF POLICIES IN MOTOR INSURANCE 

  1. Act only policy: This is a policy that provides the minimum statutory for

motor vehicle users, that is, in complying with road traffic acts. The financial

compensation is made available to the third parties in respect of insured

liability against their injury or death. This does not extend to third party

property damaged.

  1. Third party only policy: This is a policy that provides indemnity to the

policy holder, for death or injury to third parties arising from the use of

motor vehicle as well as for damage to property of third parties.

  1. Third party fire and theft: This is a policy that provides the insured with

financial compensation in respect of loss or damage to insured vehicles

caused by either fire or theft.

  1. Comprehensive policy: This is the widest form of motor insurance cover

that provides financial compensation for loss or damage to the insured and

third party vehicle. Medical expenses, personal effects are also covered.

Exclusions in comprehensive motor insurance cover

  1. Loss or damage arising from theft if the ignition key is left in the car
  2. Wear and tear, depreciation, mechanical or electrical break down
  3. Illegal use of the motor i.e. smuggling
  4. Damage to tyres, breaking, punctures, bursting etc

EVALUATION:    1. List and explain the four policies in motor insurance

  1. Name three exclusions in comprehensive motor insurance cover

CLASSWORK: As in evaluation

CONCLUSION: The teacher commends the students positively