Lesson Notes By Weeks and Term - Senior Secondary 1

Motor insurance I

Term – 3rd Term

Week: 8

Class: Senior Secondary School 1

Age: 15 years

Duration: 40 minutes of 2 periods each

Date:       

Subject:      Insurance

Topic:-       Motor insurance I

SPECIFIC OBJECTIVES: At the end of the lesson, pupils should be able to

  1. Define motor insurance
  2. State the scope of motor insurance

INSTRUCTIONAL TECHNIQUES: Identification, explanation, questions and answers, demonstration, videos from source

INSTRUCTIONAL MATERIALS: Videos, loud speaker, textbook, pictures

INSTRUCTIONAL PROCEDURES

PERIOD 1-2

PRESENTATION

TEACHER’S ACTIVITY

STUDENT’S ACTIVITY

STEP 1

INTRODUCTION

The teacher reviews the previous lesson on reinsurance

Students pay attention

STEP 2

EXPLANATION

He defines motor insurance

 

 

Students pay attention and participates

STEP 3

DEMONSTRATION

He states the scope of motor insurance

Students pay attention and participate

STEP 4

NOTE TAKING

The teacher writes a summarized note on the board

The students copy the note in their books

 

NOTE

MOTOR INSURANCE

Motor insurance is an insurance cover for anyone driving a vehicle on the

road. Motor insurance is a form of insurance that covers/protects the third

party, the drivers, the occupants and other road users. Motor vehicle

insurance, also called automotive insurance, is a contract by which the

insurer agrees to compensate the risk of any loss the owner or operator of

a car may incur through damage to property or persons as the result of an

accident.

 

SCOPE OF MOTOR INSURANCE

The five types of vehicle classification under motor insurance are described

under the following headings:

  1. Commercial vehicles:

(a)Good-carrying passenger vehicles

(b)Passenger-carrying vehicles; with not more than twelve seats including

driver’s seat

(c) Public authority’s vehicles; ambulances, dumpers, hearses, mechanical

vehicles, road rollers, site clearing and leveling plants, trolley not

constructed for general use and police cars

(d)Agriculture and forestry vehicles; vehicles used for agricultural and

forestry purposes such as tractors, harvesters, All-terrain vehicles(ATV),

Plows, Harrows, Fertilizers spreaders etc.

  1. Private cars
  2. Motor cycles
  3. Motor trade; policies issued to motor sellers engaging in any of the

Following

(i) sale of new vehicles

(ii)buying and selling of used vehicles

(iii)servicing and repairing of damaged vehicles

(iv)specialization in body work and painting

(v) sale of fund

  1. Special types; policies issued to vehicles used on the road or taken to

site such as forklift, trucks, mobile cranes, bulldozer and excavator, bill

graders, dumpers, gritting machines, angle dozers, etc.

EVALUATION:    1. Define motor insurance

  1. State the scope of motor insurance

CLASSWORK: As in evaluation

CONCLUSION: The teacher commends the students positively