Lesson Notes By Weeks and Term - Senior Secondary 1

Motor insurance III

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Term – 3rd Term

Week: 10

Class: Senior Secondary School 1

Age: 15 years

Duration: 40 minutes of 2 periods each

Date:       

Subject:      Insurance

Topic:-       Motor insurance III

SPECIFIC OBJECTIVES: At the end of the lesson, pupils should be able to

  1. Differentiate between third party motor insurance cover and comprehensive cover
  2. Mention and explain the common features of motor insurance

INSTRUCTIONAL TECHNIQUES: Identification, explanation, questions and answers, demonstration, videos from source

INSTRUCTIONAL MATERIALS: Videos, loud speaker, textbook, pictures

INSTRUCTIONAL PROCEDURES

PERIOD 1-2

PRESENTATION

TEACHER’S ACTIVITY

STUDENT’S ACTIVITY

STEP 1

INTRODUCTION

The teacher reviews the previous lesson on motor insurance

Students pay attention

STEP 2

EXPLANATION

He differentiates between third party motor insurance cover and comprehensive cover

 

Students pay attention and participates

STEP 3

DEMONSTRATION

He mentions and explains the common features of motor insurance

Students pay attention and participate

STEP 4

NOTE TAKING

The teacher writes a summarized note on the board

The students copy the note in their books

 

NOTE

MOTOR INSURANCE

Differences between third party motor insurance cover and comprehensive

motor insurance cover.

 

Third party motor insurance cover

Comprehensive motor insurance cover

1

Covers damages caused to others

Covers damages to others and the insured

2

Risks is limited

Covers a wide range of risks

3

It is very cheap

It is the most expensive

 

COMMON FEATURES OF MOTOR INSURANCE 

  1. Cover note: This is the temporary certificate of motor insurance issued to

the insured due to non-availability of certain information required to provide

the permanent document. Cover note cannot be backdated and it lasts for

only 30 days.

  1. Insurance certificate: This is the document issued to the insured as

evidence that the insured has complied with road traffic acts which is

usually for the entire period of the policy, usually 12 months.

  1. No claim discount: This is the incentive given to the insured by the

insurer for not involving in any kind of accident throughout the period of the

insurance policy. It encourages the insured to drive safely and maintain the

good condition of their vehicles. For private motor insurance policy holders,

they enjoy no claim discount as follow; 1st year renewal 20%, 2nd year

renewal 25%, 3rd year renewal 331/3%, 4th year renewal 40%, 5th year

renewal and subsequent years 50%. For commercial vehicles holders, they

enjoy no claim discount of 10% flat for each year of renewal.

EVALUATION:    1. State three differences between third party motor cover and comprehensive cover

  1. State and explain three features of motor insurance

CLASSWORK: As in evaluation

CONCLUSION: The teacher commends the students positively